New York's 3-Year Deadline to File a Motorcycle Lawsuit, and the 90-Day Trap

New York's 3-Year Deadline to File a Motorcycle Lawsuit, and the 90-Day Trap

New York's 3-Year Deadline to File a Motorcycle Lawsuit, and the 90-Day TrapMary Ellen O'Connor
Published on: 16/09/2026

New York gives injured riders three years to file a personal injury lawsuit, but crashes involving the City, the MTA, or another public entity can trigger a Notice of Claim deadline as short as 90 days. Here is why a NYC rider cannot afford to wait.

New York's Universal Helmet Law and How Insurers Turn a Novelty Lid Against You

New York's Universal Helmet Law and How Insurers Turn a Novelty Lid Against You

New York's Universal Helmet Law and How Insurers Turn a Novelty Lid Against YouMary Ellen O'Connor
Published on: 02/09/2026

New York requires every rider and passenger to wear a DOT-compliant helmet, no exceptions. Here is what DOT compliant actually means and how a novelty helmet gets used against you, even under New York's pure comparative negligence rule.

UM and SUM Coverage: A NYC Rider's Real Backstop Against Uninsured Drivers

UM and SUM Coverage: A NYC Rider's Real Backstop Against Uninsured Drivers

UM and SUM Coverage: A NYC Rider's Real Backstop Against Uninsured DriversMary Ellen O'Connor
Published on: 20/08/2026

New York's minimum liability is only 25/50/10, and the downstate metro is full of uninsured and hit-and-run drivers. Here is why uninsured and supplementary underinsured motorist coverage is the coverage that actually protects a rider.

New York No-Fault Excludes Motorcycles: The One Fact Every NYC Rider Needs to Know

New York No-Fault Excludes Motorcycles: The One Fact Every NYC Rider Needs to Know

New York No-Fault Excludes Motorcycles: The One Fact Every NYC Rider Needs to KnowMary Ellen O'Connor
Published on: 20/08/2026

New York is a no-fault state, but its no-fault law leaves motorcyclists out. A rider cannot tap PIP for their own medical bills and lost wages the way a car occupant can. Here is what that means and how to protect yourself.